DACL - State Health Insurance Program

The State Health Insurance Assistance Program (SHIP) is a nationwide initiative with local offices in all 50 states, Washington D.C., Puerto Rico, Guam, and the U.S. Virgin Islands. It’s here to support people with Medicare, as well as their families and caregivers, by helping them understand their coverage and make confident decisions about their healthcare. How SHIP can help: SHIP counselors provide one-on-one guidance tailored to your needs, including: Breaking down Medicare benefits and eligibility Comparing plans like Part D and Medicare Advantage Navigating enrollment periods and key deadlines Exploring financial assistance programs Solving billing or claims issues Referring you to other helpful services and resources

SHIP (State Health Insurance Assistance Program) counselors are trained and certified professionals who offer free, unbiased support to Medicare beneficiaries, their families, and caregivers. They help people make sense of their Medicare benefits, understand their options, and connect with the right resources. Whether you're trying to navigate coverage decisions or just have questions, SHIP counselors are here to provide expert guidance without pressure.